Terms and Conditions
Last Updated: [10/16/2024]
Introduction
Welcome to Square Choice Insurance Services LLC (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website www.squarechoiceinsurance.com and any related services we provide.
By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our website or services.
Use of Our Website
You agree to use our website and services only for lawful purposes and in accordance with these Terms. You must not:
Use the site in any way that violates applicable laws or regulations.
Attempt to gain unauthorized access to any part of the website or its systems.
Upload or transmit any malicious code, virus, or harmful material.
Use the site to engage in fraudulent, misleading, or harmful activity.
Insurance Quotes and Information
All insurance quotes and information provided on this website are for general informational purposes only. Quotes are not guaranteed until an official policy is issued by an insurance carrier. Actual rates and coverage depend on the information you provide, underwriting guidelines, and carrier approval. We reserve the right to modify or withdraw any product, service, or quote at any time without notice.
No Professional Advice
The content on this website is for general informational purposes and should not be considered legal, financial, or professional advice.
You should consult a licensed insurance agent or qualified professional before making decisions based on any content from our website.
Intellectual Property Rights
All content on this website—including text, design, graphics, logos, and images—is the property of Square Choice Insurance Services LLC or its licensors and is protected by copyright and trademark laws.
You may not reproduce, distribute, or publicly display any part of this website without our prior written consent.
Third-Party Links
Our website may contain links to third-party websites for your convenience. We do not control, endorse, or assume responsibility for the content, products, or practices of any third-party websites. You access those sites at your own risk.
Limitation of Liability
To the fullest extent permitted by law, Square Choice Insurance Services LLC and its affiliates shall not be liable for any indirect, incidental, consequential, or special damages arising out of your use or inability to use our website or services.
We make no warranties or representations about the accuracy, reliability, or completeness of the information on this website.
Indemnification
You agree to indemnify, defend, and hold harmless Square Choice Insurance Services LLC, its employees, agents, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising out of your use of the website, violation of these Terms, or infringement of any third-party rights.
Privacy Policy
Your use of our website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.
Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict of law provisions. Any legal disputes arising under these Terms shall be brought exclusively in the state or federal courts located in Minnesota.
Changes to These Terms
We may update these Terms periodically. The revised version will be posted on our website with a new “Last Updated” date. Your continued use of our website after any changes constitutes your acceptance of the revised Terms.
PRIVACY POLICY
Introduction
Welcome to Square Choice Insurance Services LLC (“we,” “us,” or “our”). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [www.squarechoiceinsurance.com], request insurance quotes, or use our services.
By using our website or services, you agree to the terms outlined in this Privacy Policy.
Information We Collect
We collect information that helps us provide you with accurate insurance quotes, manage your policies, and deliver a high level of customer service.
Personal Information
When you contact us, request a quote, or apply for insurance coverage, we may collect:
Full name
Contact details (email address, phone number, mailing address)
Date of birth and gender
Driver’s license number (for auto insurance)
Social Security number (for underwriting or identity verification)
Employment and income details (for life and commercial insurance)
Vehicle, property, or business details
Policy numbers, claim details, and payment information
2.Non-Personal Information
We may also collect information that does not personally identify you, such as:
Browser type and device information
Internet Protocol (IP) address
Website usage data (pages visited, time on site, referring links)
Cookies and similar tracking technologies (for analytics and functionality)
How We Use Your Information
We use the information we collect to:
Provide insurance quotes and process applications
Service and manage existing policies
Process billing and payments
Handle claims and provide customer support
Communicate important updates, offers, and policy notices
Improve our website, products, and customer experience
Comply with legal and regulatory obligations
Prevent fraud, unauthorized access, or misuse of our services
How We Share Your Information
We do not sell your personal information. We may share your information only as necessary to conduct our business, including with:
Insurance carriers and underwriters to obtain quotes, bind policies, and manage coverage
Service providers and vendors who perform functions on our behalf (e.g., IT services, marketing support, payment processing)
Regulatory and legal authorities when required by law, regulation, or court order
Business partners, when you consent to receive additional products or services
All third parties are required to maintain the confidentiality and security of your information.
Cookies and Tracking TechnolOGY
Our website uses cookies and other tracking tools to improve user experience and analyze performance. Cookies help us remember your preferences and provide relevant content. You may choose to disable cookies through your browser settings, though some features of the site may not function properly as a result.
MOBILE / SMS TEXTING
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All OPT-IN requests include text messaging originator opt-in data and consent; this information will not be shared with third parties.
Data Security
We maintain administrative, technical, and physical safeguards designed to protect your personal information against loss, theft, and unauthorized access or disclosure. While we take reasonable precautions, no online transmission or data storage method can be guaranteed 100% secure.
Your Privacy Rights
Depending on your state of residence, you may have certain privacy rights, including the right to:
Access or request a copy of the personal information we hold about you
Request correction or deletion of your information
Opt-out of the sale or sharing of your personal information (we do not sell personal data)
Limit the use or disclosure of sensitive personal information
If you wish to exercise your rights, please contact us at Office@squarechoiceinsurance.com or by using the contact information below.
Data Retention
We retain your personal information for as long as necessary to:
Fulfill the purposes for which it was collected
Comply with applicable legal, regulatory, and contractual requirements
Resolve disputes and enforce our agreements
Third-Party Links
Our website may contain links to external websites. We are not responsible for the privacy practices, content, or security of those third-party sites. We encourage you to review their privacy policies before providing any personal information.
Children’s Privacy
Our website and services are not intended for children under 13 years of age. We do not knowingly collect personal information from children. If we become aware that a child under 13 has provided us with personal information, we will promptly delete it.
Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a new “Last Updated” date. We encourage you to review this Policy periodically.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at:
Square Choice Insurance Services LLC
Email: Office@squarechoiceinsurance.com
Phone: 651-243-8987
Address: 2489 RICE ST, SUITE 160, ROSEVILLE, MN 55113